PRIVACY POLICY

This privacy policy covers St. Catherine Realty Corporation, treatment of personally identifiable information that we collect when you are on our site and when you use our services. This policy also applies to Pilipinas Teleserv, Inc.'s treatment of any personally identifiable information that our business partners share with us. This policy does not apply to the practices of companies that we do not own or control, or to people that we do not employ or manage.

Information Collection and Use
We may collect personally identifiable information when you visit or use our pages. We may also receive personally identifiable information from our business partners. We also automatically receive and record information on our server logs from your browser including your IP address, cookie information and the page you requested.
We may use this information for three general purposes: to customize the content you see, to fulfill your requests for certain services and information, and to contact you.

Information Sharing and Disclosure
We will not sell or rent your personally identifiable information to anyone. We will send personally identifiable information about you to other companies or people when:

- we have your consent to share the information;
- we need to share your information to provide the product or service you have requested;
- we need to send the information to companies who work on behalf of Pilipinas Teleserv, Inc. to provide a product or service to you (unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us);

- we respond to subpoenas, court orders or legal process; or
- we find that your actions on our web sites violate the above terms of service, or any of our usage guidelines for specific products or services.

LINKING POLICY

This Linking Agreement ("Agreement") is made and entered into by and between St. Catherine Realty Corporation ("Owner"); and any person ("User") who accesses, makes a connection to or facilitates any other person's access to any of the information, content or ads displayed, linked, downloaded or accessed from Owner's web site at <www.stcatherinerealty.com> ("Site"). Access or link to any portion of the Site constitutes User's assent to be bound by this Agreement. Owner and User are collectively referred to as the "parties."

Proprietary Rights
User agrees that the Site, including, without limitation, all content, text, images, software, media and other materials therein, is proprietary to or licensed by Owner, protected under copyright and other intellectual property laws, and may not be reproduced, transmitted, displayed, published or distributed without the express prior written consent of Owner.

Linking License.

Subject to the terms of this Agreement, Owner grants User a non-exclusive, limited, revocable and royalty-free license to provide a hypertext reference link ("Link") to the initial, top level display of the Site, as identified by the following Uniform Resource Locator ("URL"): <www.stcatherinerealty.com>, solely for non-commercial purposes and only for the purpose of linking the User web site to the Site.

Limitations
User shall not: (a) display or use a Link in a manner that causes the Site or any portion of its content to display within a frame, be associated with any advertising or sponsorship not part of the Site, or otherwise incorporate Site content into a third-party web site; (b) display or use an in line link to any information file contained in the Site; (c) alter, block or otherwise prevent display of any content of the Site; (d) link to the Site through any other URL or mirrored site; and/or (e) link to the Site if, to a reasonable person, User's site may be obscene, defamatory, harassing, grossly offensive, or malicious.

Marks
Owner grants User a non-exclusive, limited, revocable license to use the name and logo of Owner solely for the purpose of creating and describing the Link. User shall properly and accurately display Owner's name and logo in connection with any display and description of Link visible on User's site.

Term and Amendment
The term of this Agreement shall be for twelve (12) months. User may terminate this Agreement at any time upon ten (10) days prior written notice to Owner. Owner reserves the right to terminate this Agreement at any time, without notice, for any reason whatsoever. Upon termination, User shall immediately: (a) discontinue or disable the Link; (b) remove the Link and Owner's name and logo from User's web site; and (c) destroy any copies of data from the Site in User's possession, custody or control. Owner reserves the right to terminate this Agreement with respect to any specific User or group of Users at any time, without notice, for any reason whatsoever. Owner shall have the right, at any time and without notice, to add to or modify the terms of this Agreement, simply by posting such amended terms herein. User's Link, and any access to, link to or use of the Site shall be deemed to constitute acceptance of such amended terms.

Law and Dispute Resolution
The laws of the Republic of the Philippines shall govern this Agreement without reference to conflicts of laws.